Archive of Rich Best - Weekly Financial Tip

• The Five Biggest Myths About Credit Scores
  Credit score myths cause costly mistakes. Understanding the facts helps people build stronger credit through responsible use and better financial decisions.... more
• How Much Should You Really Be Spending on Housing in 2026?
  In 2026 housing affordability is improving slightly but the best approach is spending about 25 to 35 percent of income while protecting savings and long term financial stability.... more
• How to Talk About Money as a Couple—Without the Conflict
  Money talks, done with empathy and structure, turn conflict into teamwork, building trust, shared goals, and long-term security together.... more
• How to Financially Survive a Layoff: The 90-Day Action Plan
  A focused 90-day plan turns layoffs into a launchpad—stabilize fast, cut costs hard, rebuild smart, and move toward stronger opportunities.... more
• Should You Pay Off Debt or Build Savings First? A Decision Framework
  Start with a small emergency fund, focus on paying off high interest debt, then build long term savings to reduce stress and gain financial freedom.... more
• The Hidden Costs Draining Your Paycheck—and How to Cut Them
  Hidden expenses like subscriptions, impulse buys, and fees quietly drain income, but small habit changes can save thousands and restore control of your money.... more
• The Psychology of Impulse Buying: 10 Proven Tactics to Stop It
  Impulse buying fades fast, but mindful spending builds lasting freedom. Small habits today create control, clarity, and long-term financial peace.... more