FINANCIAL WISDOM

Personal and Business Resource Centers

Personal Financial Calculators

Personal Financial Calculators
These calculators are design to help you have a solid step forward as you make plan for things that matter to you in your personal life. Have a savings goal you are trying to reach? What about determining college cost for your children? The calculators here got you covered.
  • Present Value of an Annuity Calculator - This calculator determines what periodic payments will grow to be worth over time at different earnings rates. The calculator assumes payments are received at the beginning of each year with annual compounding.
  • Future Value of an Annuity Calculator - This calculator determines what periodic payments will grow to be worth over time at different earnings rates. The calculator assumes payments are received at the beginning of each year with annual compounding.
  • Auto Loan Calculator - This calculator shows the payments, consisting of principal and interest, for a fixed rate loan, using monthly compounding and monthly payments.
  • College Cost Calculator - This calculator provides an estimate of the costs of college along with the amount needed to save each month to fund that cost.
  • Future Value Calculator - This calculator determines what an amount will grow to be worth over time at different earnings rates with annual compounding.
  • Mortgage Payment Calculator - This calculator shows the payments, consisting of principal and interest, for a fixed rate loan, using monthly compounding and monthly payments.
  • Mortgage Refinancing Calculator - This calculator helps analyze whether refinancing your current mortgage is appropriate for you.
  • Present Value Calculator - This calculator determines what an amount to be received in the future is worth today at different earnings rates with annual compounding.
  • Savings Accumulation Calculator - This calculator determines how much you need to save each month to reach a savings goal.
  • Debt Consolidation Calculator - This calculator helps you in managing your debt.
  • Fund Your IRA Calculator - This calculator helps you determine your contribution in funding your IRA.
  • Home Equity Loans Calculator - This calculator helps you estimate the payments if you are seeking a home equity loan.
This website and the articles contained within are provided as a free service to you and for general informational purposes only. Information on this website is not intended to provide legal, accounting, tax or other advice. Please consult your attorney, accountant, or financial or other advisor with regard to your individual situation. We also make no warranty or representation regarding, and do not endorse, any linked websites or the information appearing there.
© 2025 Small Business Resources